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Personal Finance Calculators
Take control of your personal finances with calculators for budgeting, savings goals, emergency funds, and net worth tracking. Build healthy financial habits and work toward your money goals with confidence.
Create realistic budgets
Track net worth growth
Build emergency funds
Set and achieve savings goals
Optimize spending habits
77 Tools Available
Business Budget Calculator
Net Worth Calculator
Emergency Fund Calculator
Intermediate
5 minStudent Loan Forgiveness Calculator
Calculate your potential student loan forgiveness under PSLF and IDR plans. Estimate qualifying payments, forgiveness amounts, and timeline to freedom.
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Intermediate
5 minStudent Loan Calculator
Calculate Student Loan Calculator quickly and accurately.
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Intermediate
5 minRV Loan Calculator
Estimate your monthly RV loan payments, total interest costs, and amortization schedule. Compare terms for motorhomes, travel trailers, and campers.
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Intermediate
5 minRefinance Calculator
Analyze the financial impact of refinancing your mortgage or loan. Compare break-even points, monthly savings, and total interest reduction.
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Intermediate
5 minPITI Calculator
Calculate PITI Calculator quickly and accurately.
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Intermediate
5 minPersonal Loan Calculator
Calculate Personal Loan Calculator quickly and accurately.
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Intermediate
5 minPayday Loan Calculator
Calculate Payday Loan Calculator quickly and accurately.
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Intermediate
5 minMortgage Interest Calculator
Calculate Mortgage Interest Calculator quickly and accurately.
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Intermediate
5 minLoan Interest Calculator
Calculate Loan Interest Calculator quickly and accurately.
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Intermediate
5 minLoan Calculator
Calculate Loan Calculator quickly and accurately.
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Intermediate
5 minLease Calculator
Calculate Lease Calculator quickly and accurately.
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Intermediate
5 minLand Loan Calculator
Calculate Land Loan Calculator quickly and accurately.
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Intermediate
5 minHome Loan Calculator
Calculate Home Loan Calculator quickly and accurately.
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Intermediate
5 minHome Improvement Loan Calculator
Calculate Home Improvement Loan Calculator quickly and accurately.
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Intermediate
5 minHELOC Calculator
Calculate HELOC Calculator quickly and accurately.
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Intermediate
5 minFinance Charge Calculator
Calculate Finance Charge Calculator quickly and accurately.
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Intermediate
5 minDeferred Payment Loan Calculator
Calculate Deferred Payment Loan Calculator quickly and accurately.
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Intermediate
5 minDebt Snowball Calculator
Calculate Debt Snowball Calculator quickly and accurately.
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Intermediate
5 minDebt Payoff Calculator
Calculate Debt Payoff Calculator quickly and accurately.
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Intermediate
5 minDebt Avalanche Calculator
Calculate Debt Avalanche Calculator quickly and accurately.
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Intermediate
5 minDebt Calculator
Calculate Debt Calculator quickly and accurately.
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Intermediate
5 minCredit Card Payment Calculator
Calculate Credit Card Payment Calculator quickly and accurately.
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Intermediate
5 minCredit Card Minimum Payment Calculator
Calculate Credit Card Minimum Payment Calculator quickly and accurately.
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Intermediate
5 minCredit Card Interest Calculator
Calculate Credit Card Interest Calculator quickly and accurately.
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Intermediate
5 minCredit Card Calculator
Calculate Credit Card Calculator quickly and accurately.
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Intermediate
5 minCash-Out Refinance Calculator
Calculate Cash-Out Refinance Calculator quickly and accurately.
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Intermediate
5 minCar Refinance Calculator
Calculate Car Refinance Calculator quickly and accurately.
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Intermediate
5 minBlended Rate Calculator
Calculate Blended Rate Calculator quickly and accurately.
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Intermediate
5 minBalloon Payment Calculator
Calculate Balloon Payment Calculator quickly and accurately.
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Intermediate
5 min28/36 Rule Calculator
Calculate 28/36 Rule Calculator quickly and accurately.
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Intermediate
5 min10/1 ARM Calculator
Calculate 10/1 ARM Calculator quickly and accurately.
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Intermediate
5 minUS Income Percentile Calculator
Calculate US Income Percentile Calculator quickly and accurately.
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Intermediate
5 minSilver Melt Calculator
Calculate Silver Melt Calculator quickly and accurately.
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Intermediate
5 minScrap Silver Calculator
Calculate Scrap Silver Calculator quickly and accurately.
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Intermediate
5 minScrap Gold Calculator
Calculate Scrap Gold Calculator quickly and accurately.
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Intermediate
5 minMega Millions Payout Calculator
Calculate Mega Millions Payout Calculator quickly and accurately.
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Intermediate
5 minLottery Annuity Calculator
Calculate Lottery Annuity Calculator quickly and accurately.
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Intermediate
5 minLifetime Earnings Calculator
Calculate Lifetime Earnings Calculator quickly and accurately.
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Intermediate
5 minIncome Tax Calculator Pakistan
Calculate Income Tax Calculator Pakistan quickly and accurately.
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Intermediate
5 minGold Melt Calculator
Calculate Gold Melt Calculator quickly and accurately.
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Intermediate
5 minBank Reconciliation Calculator
Calculate Bank Reconciliation Calculator quickly and accurately.
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Intermediate
5 minAPC Calculator
Calculate APC Calculator quickly and accurately.
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Intermediate
5 min529 Calculator
Calculate 529 Calculator quickly and accurately.
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Intermediate
5 minSimple Savings Calculator
Calculate Simple Savings Calculator quickly and accurately.
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Intermediate
5 minSavings Plan Calculator
Calculate Savings Plan Calculator quickly and accurately.
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Intermediate
5 minSavings Calculator
Calculate Savings Calculator quickly and accurately.
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Intermediate
5 minSabbatical Calculator
Calculate Sabbatical Calculator quickly and accurately.
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Intermediate
5 minNet Worth Calculator
Calculate Net Worth Calculator quickly and accurately.
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Intermediate
5 minFIRE Calculator
Calculate FIRE Calculator quickly and accurately.
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Intermediate
5 min70/20/10 Rule Money Calculator
Calculate 70/20/10 Rule Money Calculator quickly and accurately.
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Beginner
2 minCell Phone Plan Calculator
Compare the total cost of two different cell phone plans over a set period.
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Beginner
2-3 minutes50/30/20 Budget Rule Calculator
Calculate your budget using the popular 50/30/20 budgeting rule.
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Beginner
5-10 minutesBudget Calculator
Create and manage your monthly budget with income and expenses.
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Beginner
3-5 minutesCar Affordability Calculator
Determine how much car you can afford based on your budget.
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Beginner
3-5 minutesCar Depreciation Calculator
Calculate vehicle depreciation over time.
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Intermediate
4-6 minutesCar Lease Calculator
Calculate monthly car lease payments and total costs.
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Beginner
3-5 minutesDebt-to-Income Ratio Calculator
Calculate DTI ratio for mortgage and loan applications.
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Beginner
3-5 minutesDisposable & Discretionary Income Calculator
Calculate disposable and discretionary income for budgeting.
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Beginner
3-5 minutesDTI Ratio Calculator
Calculate debt-to-income ratio for lending purposes.
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Beginner
4-6 minutesGross to Net Calculator
Convert gross salary to net take-home pay.
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Beginner
2-3 minutesHourly to Salary Calculator
Convert hourly wage to annual salary.
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Beginner
5-10 minutesLiquid Net Worth Calculator
Calculate your liquid assets and net worth.
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Intermediate
7-10 minutesLong-Term Care Calculator
Calculate long-term care insurance needs and costs.
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Beginner
3-5 minutesOvertime Calculator
Calculate overtime pay and total earnings.
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Beginner
2-4 minutesProrated Salary Calculator
Calculate prorated salary for partial work periods.
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Beginner
2-3 minutesCredit Utilization Calculator
Calculate your credit utilization ratio to understand its impact on your credit score.
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Beginner
10-15 minutesWedding Budget Calculator
Plan and track your wedding expenses with a comprehensive budget calculator.
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Beginner
1 minTime and a Half Calculator
Calculate your overtime pay rate and total earnings for time worked beyond standard hours.
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Intermediate
2 minsNet to Gross Calculator
Convert your desired take-home pay (net) into the required gross salary.
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Beginner
1 minPay Raise Calculator
Calculate the percentage and value of a salary increase and its impact on your paycheck.
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Beginner
1 minSalary Calculator
Convert your salary between hourly, daily, weekly, bi-weekly, monthly, and annual rates.
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Intermediate
2 minsSalary Inflation Calculator
Adjust your historical salary for inflation to see its real value in today's dollars.
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Intermediate
2 minsFuture Salary Calculator
Forecast your future salary based on expected raises and time.
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Beginner
1 minGratuity Calculator
Calculate typical gratuity (tips) for services and split the bill.
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Beginner
2 minsAnnual Income Calculator
Calculate your total annual income from all sources.
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Beginner
1 min12-Hour Shift Pay Calculator
Calculate weekly and annual pay for 12-hour shifts.
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Beginner
1 minSalary to Hourly Calculator
Convert your annual salary into an hourly wage based on your work schedule.
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Frequently Asked Questions
How big should my emergency fund be?
Most experts recommend saving 3 to 6 months' worth of essential living expenses.
Managing Your Money
The 50/30/20 Rule Calculator is a great starting point for budgeting. Regularly update your Net Worth to track your overall financial progress.