Who qualifies for Public Service Loan Forgiveness (PSLF)?

Borrowers employed by a U.S. federal, state, local, or tribal government or not-for-profit organization may be eligible.

Is student loan forgiveness taxable?

PSLF forgiveness is not taxable. However, IDR forgiveness may be taxable depending on current tax laws (e.g., after 2025).

No, federal forgiveness programs like PSLF and IDR only apply to federal student loans.