Title: Can the Millers Afford Private College? Calculating Their Shareholder Value and College Savings Gap Tagline: Can the Millers Afford Private College? Calculating Their Shareholder Value and College Savings Gap Problem: The Millers, a couple in their early 40s, jointly earn $450,000 annually. They have three children approaching college age, and the sticker price for private universities they're considering is roughly $80,000 per year per child. Their current investment portfolio, while sizable, is primarily focused on growth stocks. They are unsure if their current investment strategy is generating sufficient "shareholder value" (in their case, college funds) relative to their initial investment and the risk they're taking. They need to determine if they are on track to meet their college savings goals, and if not, by how much they are falling short. Solution: By utilizing the MVA Calculator, the Millers can assess the true wealth being generated by their investments. Comparing the market value of their portfolio to its book value (initial investment and subsequent contributions) over the past few years will reveal if they are creating sufficient shareholder value to fund their children's education. Furthermore, by using companion calculators, they can explore alternative investment strategies to maximize returns and potentially close the college savings gap. ROI: By identifying underperforming assets and reallocating them to strategies that generate a higher MVA, the Millers could potentially close a $50,000 gap in their college savings fund per child over the next 5 years. This equates to a total of $150,000 across all three children. This could be achieved through a combination of higher returns and reduced tax liabilities. In addition, understanding the tax equivalent yield of different bond instruments could save them $5,000 annually in unnecessary taxes. Description: See how the Miller family can leverage shareholder value analysis to bridge the college savings shortfall for their three children. Discover if their current investments are truly creating wealth, and how to optimize their portfolio for future educational expenses. Category: Lead Gen