Mortgage Calculators
Make informed homebuying decisions with mortgage calculators that show you monthly payments, total interest costs, and how different loan terms affect affordability. Perfect for first-time buyers and those looking to refinance.
Frequently Asked Questions
A larger down payment reduces the loan amount, leading to lower monthly payments and less interest paid over the life of the loan. It can also help you avoid Private Mortgage Insurance (PMI).
Refinancing makes sense if you can lower your interest rate, shorten your loan term, or tap into home equity, provided the long-term savings outweigh the closing costs.
Navigating Home Loans
Use the Affordability Calculator first to set your budget. Once you have a price range, the Mortgage Payment Calculator helps you estimate monthly costs including taxes and insurance. Considering refinancing? The Refinance Calculator will show your break-even point.