Title: See if John Can Afford His $1.2M Beach House Dream Tagline: Can I Afford a $1.2M Beach House? A Tech Executive's Pre-Retirement Real Estate Analysis Problem: John, a 55-year-old CTO at a successful tech company, is planning his retirement in the next 3 years. He currently lives in the Bay Area but dreams of owning a beach house in Southern California, estimated to cost $1.2 million. John has $3.2 million in vested RSUs, a yearly salary of $450,000, and anticipates receiving a pension of $100,000 annually upon retirement. He also has existing debts, including a car loan and student loan totaling $3,000 monthly. He needs to determine if he can realistically afford the beach house without jeopardizing his long-term financial security. He is also wondering if he should exercise some of his stock options to pay off his current debts. Solution: By inputting his income, debts, down payment amount (based on potential RSU liquidation), and estimated property taxes and insurance into the Home Affordability Calculator, John can instantly see a realistic maximum affordable home price. Further, using the Tax Equivalent Yield calculator, he can compare the potential return of his RSUs versus the cost savings of paying off high-interest debt. This helps him make a data-driven decision about how to allocate his assets. ROI: By strategically allocating his assets and using the Home Affordability Calculator, John can potentially save $50,000 in interest payments over the life of the mortgage by making a larger down payment from his RSUs. Additionally, paying off the high-interest car and student loans frees up $36,000 annually, significantly improving his cash flow and overall affordability. The Tax Equivalent Yield Calculator helps him identify the optimal balance between investment return and debt reduction, potentially increasing his overall net worth by 5% over the next 3 years. Description: Plan your dream retirement home purchase with confidence. Our Home Affordability Calculator helps you determine how much house you can comfortably afford, ensuring a stress-free transition into your golden years. Secure your financial future and live the retirement you've always dreamed of. Category: Lead Gen